Income Tax Calculator

FY 2025-26 & 2026-27 Comparison Logic

Income Details
Tax Summary
Recommended Regime
--
Total Tax Payable (incl. Cess)
₹0

Old Regime

Taxable Income ₹0
Total Tax ₹0
Monthly In-Hand ₹0

New Regime

Taxable Income ₹0
Total Tax ₹0
Monthly In-Hand ₹0
Math Updated: Corrected per latest Finance Act 2025/2026.

New Limits Applied: Home loan interest cap is now ₹3 Lakh.

New Regime: ₹75k Standard Deduction & Nil Tax up to ₹12L.

Old Regime: ₹50k Standard Deduction & Rebate u/s 87A up to ₹5L.

Income Tax Calculator FY 2025-26

Estimate your tax liability with precision. Our tool is updated with the latest Budget 2025 amendments to help you navigate between the Old and New tax regimes effectively. Your taxable limit may change based on your age, which you can verify using our Age Calculator.

Old vs New Tax Regime

The Old Regime supports traditional tax-saving investments (80C, 80D), while the New Regime offers lower slabs with a simplified structure and higher rebate limits. If you have a home loan, you can use our EMI Calculator to estimate interest deductions under Section 24(b).

Who Saves More?

If your total deductions exceed ₹3.75 Lakhs, the Old Regime might be better. Otherwise, the New Regime (with its ₹75k Standard Deduction) is typically the winner for FY 2025-26. To plan long-term savings, check our SIP Calculator.

Frequently Asked Questions

Is income below ₹12 Lakhs tax-free?

Yes, under the New Tax Regime for FY 2025-26, the Section 87A rebate has been updated to make taxable income up to ₹12,00,000 effectively tax-free.

Can I switch between tax regimes?

Salaried individuals have the flexibility to switch between regimes every financial year at the time of filing their ITR.

🚀 Explore More Smart Utilities

📅

Age Calculator

Calculate your exact age and see how many days until your next birthday.

Open Tool →
🏠

EMI Calculator

Plan your home, car, or personal loans with precise monthly breakdown.

Open Tool →
📈

SIP Calculator

Calculate the future wealth of your Mutual Fund investments via SIP.

Open Tool →
💰

Compound Interest

Visualize how your wealth grows over time with power of compounding.

Open Tool →